How to Claim Millionaire for Life Prizes

The prize claims process for any lottery is slightly different from one state to the next, but the main features and limits are generally the same. Check below to find out how to claim your prize, where you can claim it, and how long you've got until the ticket expires.

Secure Your Ticket

If you've got a winning ticket, it's recommended to sign it as a safeguard against theft. Destroyed, lost, or stolen tickets cannot be replaced, and damaged tickets are usually unable to be redeemed, so it's important to store your lottery tickets safely.

Securing Mail-in Claims

If you plan to make your claim by mail (more on this to follow), it's recommended to send your documents by Registered Mail or Certified Mail, depending on the value of your win. Certified Mail only provides tracking numbers and proof of receipt, which might be more appropriate for low-value claims. Registered Mail is intended for shipping valuable items; it is highly secure, but slower and more expensive.

Claiming Millionaire for Life Prizes

The claims-methods available to you depend mainly on the value of the prize you've won. It's also a requirement that you have to claim within the state the ticket was purchased, or by mail to the state lottery that sold your ticket.

$599 and under

Six of the nine Millionaire for Life prize levels are under $599. To claim prizes of this value, simply visit your nearest state lottery retailer (must be within the same state the ticket was purchased) and claim your winnings in-person. Alternatively, you can claim these prizes by mail: especially useful if you've won a small prize while you were on holiday halfway across the country, for example.

$600 and over

Only the top three prizes in Millionaire for Life are worth over $600, nicely done! These prizes can't be claimed over the counter at your local store, as the lowest of the three is still worth $7,500.

In this case, it's recommended to contact your state lottery to ask for guidance, as you don't want to fumble this kind of cash. You'll be able to claim all three of the top prizes in-person at the state lottery HQ, and the $7,500 prize should be OK to claim by mail (in most states, the top two prizes are too high to be claimed by mail). You’ll need to bring some government-issued photo ID, your Social Security number, and your signed winning ticket.

Claiming by Mail

If you decide to claim by mail, you should do some online research into your state's process & procedures. You may need to download, print, and complete a lottery claims form based on the value of your win, and may need to include copies of your ID with your ticket. At the very least, you'll need to check where to mail it to!

The mailing addresses are, obviously, extremely important, so we have decided not to publish them here. To avoid accidents, we would recommend checking the website of the official state lottery operator for the current, up-to-date mail-in prize claim address.

Lottery Headquarters

Below, we've provided a list of state lottery head offices and their contact details, so you can get in touch with them in the event of a big win, or even if you'd just appreciate more guidance with the claims process. Bear in mind that many state lotteries have multiple offices, so you won't necessarily have to visit the head office to claim a prize in-person, especially if another branch is closer.

Important: The address for the HQ is usually not the same as the mail-in claims address. Don't send your tickets there!

State HQ Address Phone Google Maps
Arkansas 124 W. Capitol Avenue, Little Rock, AR 72201 501-683-2000 Arkansas HQ
Colorado 225 N Main Street, Pueblo, CO 81003 719.546.2400 Colorado HQ
Connecticut 15 Sterling Drive, Wallingford, CT 06492 860-713-2000 Connecticut HQ
District of Columbia 2235 Shannon Place, SE, Washington, D.C. 20020 202-645-8000 District of Columbia HQ
Georgia 250 Williams Street, Suite 3000, Atlanta, GA 30303 404-215-5000 Georgia HQ
Idaho 1199 Shoreline Lane, Suite 100, Boise, ID 83702 208-334-2600 Idaho HQ
Indiana 1302 N. Meridian Street, 1st Floor, Indianapolis, IN 46202 1-800-955-6886 Indiana HQ
Iowa 13001 University Ave, Clive IA 50325-8225 515-725-7900 Iowa HQ
Kansas 128 N Kansas Avenue, Topeka, KS 66603 785-296-5700 Kansas HQ
Kentucky 1011 West Main Street, Louisville, KY 40202 (877) 789-4532 Kentucky HQ
Maine 19 Union Street, Augusta, ME 043330 800-452-8777 Maine HQ
Massachusetts 150 Mount Vernon Street, Dorchester, MA 02125-3573 (781) 849-5555 Massachusetts HQ
Michigan 101 E. Hillsdale Street, Lansing, MI 48909 844-917-6325 Michigan HQ
Mississippi 1080 River Oaks Dr Bldg. B-100, Flowood, MS 39232 (601) 487-1355 Mississippi HQ
Montana 2525 North Montana Avenue, Helena, MT 59601-0598 406-444-5825 Montana HQ
Nebraska 137 NW 17th Street, Lincoln 402-471-6100 Nebraska HQ
New Jersey Lawrence Park Complex, 1333 Brunswick Avenue Circle, Trenton, NJ 08648 (609) 599-5800 New Jersey HQ
New Hampshire 14 Integra Drive, Concord, NH 03301 603-271-3391 New Hampshire HQ
New York One Broadway Center, PO Box 7500, Schenectady, NY 12305 (518) 388-3370 New York HQ
North Carolina 2728 Capital Blvd., Suite144, Raleigh, NC 27604 877-625-6886 North Carolina HQ
North Dakota 1050 East Interstate Avenue, Suite 200, Bismarck, ND 58503 701-328-1574 North Dakota HQ
Ohio The Lausche Building, Room 452, 615 West Superior Ave
Cleveland, OH 44113
800-686-4208 Ohio HQ
Oklahoma 3817 N. Santa Fe, Oklahoma City, OK 73118 405-522-7700 Oklahoma HQ
Pennsylvania 1200 Fulling Mill Road, Suite 1, Middletown, PA 17057 (717) 702-8000 Pennsylvania HQ
Rhode Island 1425 Pontiac Avenue, Cranston, RI 02920 1-401-463-6500 Rhode Island HQ
South Dakota 711 E. Wells Ave, Pierre, SD 57501 605-773-5770 South Dakota HQ
Tennessee 26 Century Blvd., Nashville, TN 37214 615-254-4946 Tennessee HQ
Vermont 1311 US Route 302, Suite 100, Barre, VT 05641 (802) 479-5686 Vermont HQ
Virginia 600 E. Main Street, Richmond, VA 23219 (804) 692-7000 Virginia HQ
West Virginia 900 Pennsylvania Ave, Charleston, WV 25302 304-558-0500 West Virginia HQ
Wyoming 1620 Central Ave, Suite 100, Cheyenne, WY 82001 307-432-9300 Wyoming HQ

Claim Periods

Check the list below to find out how many days you have in which to claim your Millionaire for Life prize. It's important to make your claim within this period, otherwise your ticket will expire and the prize will be lost forever.

The claims limit applies no matter how much you've won. For the top two prizes, many states require winners to claim within 60 days of the draw date if they want to receive the prize as a one-time cash payment. After the 60-day limit, only the annuity option is available.

State Claim Period
Arkansas 180 days
Colorado 180 days
Connecticut 180 days
District of Columbia 180 days
Georgia 180 days
Idaho 180 days
Indiana 180 days
Iowa 180 days
Kansas 1 year
Kentucky 180 days
Maine 1 year
Massachusetts 1 year
Michigan 1 year
Mississippi 180 days
Montana 180 days
Nebraska 180 days
New Hampshire 1 year
New Jersey 1 year
New York 1 year
North Carolina 180 days
North Dakota 180 days
Ohio 180 days
Oklahoma 180 days
Pennsylvania 1 year
Rhode Island 1 year
South Dakota 180 days
Tennessee 180 days
Vermont 1 year
Virginia 180 days
West Virginia 180 days
Wyoming 180 days