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How to Claim Millionaire for Life Prizes
The prize claims process for any lottery is slightly different from one state to the next, but the main features and limits are generally the same. Check below to find out how to claim your prize, where you can claim it, and how long you've got until the ticket expires.
Secure Your Ticket
If you've got a winning ticket, it's recommended to sign it as a safeguard against theft. Destroyed, lost, or stolen tickets cannot be replaced, and damaged tickets are usually unable to be redeemed, so it's important to store your lottery tickets safely.
Securing Mail-in Claims
If you plan to make your claim by mail (more on this to follow), it's recommended to send your documents by Registered Mail or Certified Mail, depending on the value of your win. Certified Mail only provides tracking numbers and proof of receipt, which might be more appropriate for low-value claims. Registered Mail is intended for shipping valuable items; it is highly secure, but slower and more expensive.
Claiming Millionaire for Life Prizes
The claims-methods available to you depend mainly on the value of the prize you've won. It's also a requirement that you have to claim within the state the ticket was purchased, or by mail to the state lottery that sold your ticket.
$599 and under
Six of the nine Millionaire for Life prize levels are under $599. To claim prizes of this value, simply visit your nearest state lottery retailer (must be within the same state the ticket was purchased) and claim your winnings in-person. Alternatively, you can claim these prizes by mail: especially useful if you've won a small prize while you were on holiday halfway across the country, for example.
$600 and over
Only the top three prizes in Millionaire for Life are worth over $600, nicely done! These prizes can't be claimed over the counter at your local store, as the lowest of the three is still worth $7,500.
In this case, it's recommended to contact your state lottery to ask for guidance, as you don't want to fumble this kind of cash. You'll be able to claim all three of the top prizes in-person at the state lottery HQ, and the $7,500 prize should be OK to claim by mail (in most states, the top two prizes are too high to be claimed by mail). You’ll need to bring some government-issued photo ID, your Social Security number, and your signed winning ticket.
Claiming by Mail
If you decide to claim by mail, you should do some online research into your state's process & procedures. You may need to download, print, and complete a lottery claims form based on the value of your win, and may need to include copies of your ID with your ticket. At the very least, you'll need to check where to mail it to!
The mailing addresses are, obviously, extremely important, so we have decided not to publish them here. To avoid accidents, we would recommend checking the website of the official state lottery operator for the current, up-to-date mail-in prize claim address.
Lottery Headquarters
Below, we've provided a list of state lottery head offices and their contact details, so you can get in touch with them in the event of a big win, or even if you'd just appreciate more guidance with the claims process. Bear in mind that many state lotteries have multiple offices, so you won't necessarily have to visit the head office to claim a prize in-person, especially if another branch is closer.
Important: The address for the HQ is usually not the same as the mail-in claims address. Don't send your tickets there!
| State | HQ Address | Phone | Google Maps |
|---|---|---|---|
| Arkansas | 124 W. Capitol Avenue, Little Rock, AR 72201 | 501-683-2000 | Arkansas HQ |
| Colorado | 225 N Main Street, Pueblo, CO 81003 | 719.546.2400 | Colorado HQ |
| Connecticut | 15 Sterling Drive, Wallingford, CT 06492 | 860-713-2000 | Connecticut HQ |
| District of Columbia | 2235 Shannon Place, SE, Washington, D.C. 20020 | 202-645-8000 | District of Columbia HQ |
| Georgia | 250 Williams Street, Suite 3000, Atlanta, GA 30303 | 404-215-5000 | Georgia HQ |
| Idaho | 1199 Shoreline Lane, Suite 100, Boise, ID 83702 | 208-334-2600 | Idaho HQ |
| Indiana | 1302 N. Meridian Street, 1st Floor, Indianapolis, IN 46202 | 1-800-955-6886 | Indiana HQ |
| Iowa | 13001 University Ave, Clive IA 50325-8225 | 515-725-7900 | Iowa HQ |
| Kansas | 128 N Kansas Avenue, Topeka, KS 66603 | 785-296-5700 | Kansas HQ |
| Kentucky | 1011 West Main Street, Louisville, KY 40202 | (877) 789-4532 | Kentucky HQ |
| Maine | 19 Union Street, Augusta, ME 043330 | 800-452-8777 | Maine HQ |
| Massachusetts | 150 Mount Vernon Street, Dorchester, MA 02125-3573 | (781) 849-5555 | Massachusetts HQ |
| Michigan | 101 E. Hillsdale Street, Lansing, MI 48909 | 844-917-6325 | Michigan HQ |
| Mississippi | 1080 River Oaks Dr Bldg. B-100, Flowood, MS 39232 | (601) 487-1355 | Mississippi HQ |
| Montana | 2525 North Montana Avenue, Helena, MT 59601-0598 | 406-444-5825 | Montana HQ |
| Nebraska | 137 NW 17th Street, Lincoln | 402-471-6100 | Nebraska HQ |
| New Jersey | Lawrence Park Complex, 1333 Brunswick Avenue Circle, Trenton, NJ 08648 | (609) 599-5800 | New Jersey HQ |
| New Hampshire | 14 Integra Drive, Concord, NH 03301 | 603-271-3391 | New Hampshire HQ |
| New York | One Broadway Center, PO Box 7500, Schenectady, NY 12305 | (518) 388-3370 | New York HQ |
| North Carolina | 2728 Capital Blvd., Suite144, Raleigh, NC 27604 | 877-625-6886 | North Carolina HQ |
| North Dakota | 1050 East Interstate Avenue, Suite 200, Bismarck, ND 58503 | 701-328-1574 | North Dakota HQ |
| Ohio | The Lausche Building, Room 452, 615 West Superior Ave Cleveland, OH 44113 |
800-686-4208 | Ohio HQ |
| Oklahoma | 3817 N. Santa Fe, Oklahoma City, OK 73118 | 405-522-7700 | Oklahoma HQ |
| Pennsylvania | 1200 Fulling Mill Road, Suite 1, Middletown, PA 17057 | (717) 702-8000 | Pennsylvania HQ |
| Rhode Island | 1425 Pontiac Avenue, Cranston, RI 02920 | 1-401-463-6500 | Rhode Island HQ |
| South Dakota | 711 E. Wells Ave, Pierre, SD 57501 | 605-773-5770 | South Dakota HQ |
| Tennessee | 26 Century Blvd., Nashville, TN 37214 | 615-254-4946 | Tennessee HQ |
| Vermont | 1311 US Route 302, Suite 100, Barre, VT 05641 | (802) 479-5686 | Vermont HQ |
| Virginia | 600 E. Main Street, Richmond, VA 23219 | (804) 692-7000 | Virginia HQ |
| West Virginia | 900 Pennsylvania Ave, Charleston, WV 25302 | 304-558-0500 | West Virginia HQ |
| Wyoming | 1620 Central Ave, Suite 100, Cheyenne, WY 82001 | 307-432-9300 | Wyoming HQ |
Claim Periods
Check the list below to find out how many days you have in which to claim your Millionaire for Life prize. It's important to make your claim within this period, otherwise your ticket will expire and the prize will be lost forever.
The claims limit applies no matter how much you've won. For the top two prizes, many states require winners to claim within 60 days of the draw date if they want to receive the prize as a one-time cash payment. After the 60-day limit, only the annuity option is available.
| State | Claim Period |
|---|---|
| Arkansas | 180 days |
| Colorado | 180 days |
| Connecticut | 180 days |
| District of Columbia | 180 days |
| Georgia | 180 days |
| Idaho | 180 days |
| Indiana | 180 days |
| Iowa | 180 days |
| Kansas | 1 year |
| Kentucky | 180 days |
| Maine | 1 year |
| Massachusetts | 1 year |
| Michigan | 1 year |
| Mississippi | 180 days |
| Montana | 180 days |
| Nebraska | 180 days |
| New Hampshire | 1 year |
| New Jersey | 1 year |
| New York | 1 year |
| North Carolina | 180 days |
| North Dakota | 180 days |
| Ohio | 180 days |
| Oklahoma | 180 days |
| Pennsylvania | 1 year |
| Rhode Island | 1 year |
| South Dakota | 180 days |
| Tennessee | 180 days |
| Vermont | 1 year |
| Virginia | 180 days |
| West Virginia | 180 days |
| Wyoming | 180 days |