Lucky for Life FAQs

Lucky for Life draws are held daily at 10:38 p.m. ET (9:38 PM CT).

The cut-off time for ticket sales varies from state to state, but in most places it is around an hour before the draw takes place.

You have to be at least 18 years old to buy Lucky for Life tickets. In Nebraska, the minimum age is 19, and in Iowa, it is 21.

Select five numbers from 1 to 48 and a Lucky Ball between 1 and 18, then just decide how many draws to play in a row. Go to the How to Play page for more information.

To win the jackpot, the six numbers you have selected must match the six numbers drawn randomly in the lottery. There are various other prizes for matching fewer numbers. Go to the Odds and Prizes page to see all the different ways to win.

The top prize is $1,000 a day for life.

Yes, you can take $5.75 million as a lump sum if you prefer a one-off payment to a lifetime annuity. There is also a cash option for the second prize. Go to the Cash vs Annuity page for more details.

Yes, there is a limit to how many players can receive the advertised top prize. If 15 or more players match all the numbers, they each receive a share of $7.125 million, and there is no annuity option.

Annuity payments continue to go to the winner’s estate until 20 years have passed from the draw date.

No, the jackpot remains the same in every draw.

The odds of winning the jackpot are 1 in 30,821,472. Your overall chances of winning any prize are 1 in 8.

The time you have to claim your prize depends on where you purchased your ticket. It will either be 180 days or one year from the draw date.

The game is currently played in 23 jurisdictions. Go to the Participating States page to find out where you can buy tickets.