Millionaire for Life FAQs
Get the answers to the most frequently asked questions about Millionaire for Life, covering various aspects of the game such as buying tickets and claiming prizes.
Millionaire for Life draws take place daily at approximately 10:15 PM CT (11:15 PM ET).
Each participating state sets its own cut-off time for ticket sales, but it will usually be around an hour before the draw takes place.
Millionaire for Life is played in multiple states, most of which had previously offered Lucky for Life or Cash4Life. Take a look at the Participating States page to learn more.
Pick five main numbers from 1 to 58, plus an additional bonus number between 1 and 5. Go to the How to Play page for a full step-by-step guide.
Millionaire for Life costs $2 per play.
The minimum age in most participating states is 18, although in some locations it may be as high as 21.
There are nine prize categories in Millionaire for Life. Match all the numbers and the prize is $1 million a year for life. The second prize is $100,000 a year for life. Go to the Odds and Prizes page for details of all the payouts.
Yes, the payouts continue for the rest of a winner’s life. There is also a minimum payout period of 20 years. If a winner dies before this time, the rest of the money goes to their family.
Yes. You can choose to take the top prize as a one-time payment of $18 million if you prefer. The second prize has a lump-sum option of $2.2 million. Go to the Cash vs Annuity section for more information about both options."
If there is more than one winner of the top prize, it is divided equally between players. In the unlikely event that there are more than 20 winners, $18 million will be split out and paid as a lump sum with no annuitized option. The second prize is only reduced if there are more than 20 winners.
No. The jackpot stays the same in every draw and does not roll if there are no winners.
No. The jackpot stays the same in every draw and does not roll if there are no winners.
The odds of winning the jackpot are 1 in 22,910,580. Your overall chances of winning a prize are 1 in 8.47.
For prizes up to $600, you can claim from authorized retailers in the state where you bought your ticket. If you win a larger amount, you’ll need to claim by mail or visit a claim center or state lottery headquarters in person. See the page on Claiming Payouts for more details.
The deadline for claiming your prize depends on where you bought your ticket. In the majority of states the claim period is 180 days or one year from the draw date.